What is right for one may be wrong for another. I recommend you search all the topics on the Community about pet insurance, such as
and especially pay attention to what any individual policy actually covers (reading the finer print) as well as how much.
The bottom line is there is no perfect answer and some pet owners when exposed to the realities of how pet insurance operates choose to self fund, as do some people for their own private health needs and many save significant dollars by doing that while betting they will not experience a worst case cost.
