The title does not reflect that this appears to be the equivalent of a payday loan to an employer, and those who profit want to push it out to the public service.
Reading the description beyond the commercial origins, the employer contracts the ‘supply-chain’ finance company to pay the payroll, and some time later the supply-chain finance company collects the money from the employer with interest. Seems like yet another service that creatively siphons a few more dollars from the economy and puts them into its pockets. Cheap credit? or allowing marginal enterprises to keep at it for a while longer?
