Our experience of travel insurance includes changing needs with age. Our needs have also differed depending on where we are travelling, when and how? Add some snow sports or back country hiking and the best policy may not be the one for a guided tour of the local history spots.
It’s possible one policy does not best suit all. To also note policy costs and conditions can change. There is an interesting scenario played out with older travellers looking for travel insurance for an Antarctic cruise (aka Expedition). Calling it an expedition adds to the marketing allure. Evokes for me images of Scott of the Antarctic and others on expeditions to the land of ice or to reach the South Pole. Not surprisingly many of the better known insurers run away from the risk.
