There are other topics on the Community linked near the top of this closed one.
and an older dormant one but making the point
A more recent iteration
and others. Few of us here have tunnel vision on the complexity or the basket of those industries who could individually do something about it.
I personally disagree calling the banks out as a ‘shoot the messenger’ is relevant since the banks are where the rubber meets the road transferring money. While every gullible individual might not be stopped from doing something stupid there is evidence reasonable steps could be put into place to reduce the occurrence.
