That is indeed worrisome. It defies common sense that it can happen, but.
Thanks for filling that in, and it is great to see it looks like you are getting a good outcome.
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UPDATE: I wanted to update this post, not sure I’ve done it the right way being technologically challenged but here goes -
As of yesterday the union has refunded my money all but one payment. I saw the deposit in my bank account. It’s taken a long time, a lot of effort, many letters, phone calls and emails but persistence has paid off.Thank you to all for your advice.
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Congratulation @PegasusRising, glad you were able to resolve it and thanks for keeping us in the loop 
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