The colder wash leaves many of our dishes still with marks. Our repairman advised using the hot wash cycle (Pro) as it cleans more effectively. But of course this is what works for us and others have different experiences. Perhaps try each cycle with similar loads and see which provides the cleaner outcome and then use that cycle as the preferred one. Wash patterns certainly vary between units and what may work in some may not be so good in others.
Buy bulk containers of the products you have room to store and then portion it out into smaller containers as needed. However don’t be caught out with the “buying in bulk/larger sizes is always cheaper” as it can clearly be noted that this is not always the case, so check the unit prices eg per 100g or 100ml to ensure you get the best deal you can.
When paying electricity, internet, phone and similar utility bills, mortgages, rent and other loans and bills try to pay a little more each time than the bill so that you build a little bit of credit. While this isn’t a saving in the sense of getting it cheaper, the credits can be used to help soften unexpected increases in costs, can make a little breathing space when things are tight. In the case of loans and mortgages it will save a bit of interest in the long term and may reduce the repay time substantially
If your State/Territory has a pre-payment scheme for registration this can help spread the bill out into more manageable portions than having a single big bill once or twice a year. In Qld this requires a payment of at least $40 each time you want to put some into the scheme but there is no set timing so you can pay as often or as little as suits your budget. In Qld the paperwork to register for this scheme can be obtained from a Post Office and can be returned to one to register, a card with a bar code will be sent out in the mail and you use this card to pay the amounts at any Qld Post Office (card takes about 4 to 6 weeks to arrive after the form has been lodged).
If a Pensioner/Health Care Card/Seniors Card holder look to what benefits you can get through your local, State and Federal Govts and businesses. This can be concessions on Transport, Motor Vehicle Registrations, Rates, Animal Registrations, some CC fees charged may be wiped, cheaper entry to events or movies, if with Telstra and a pensioner you can get the CC fee removed from your bill paying and you may be entitled to a $10 credit each month to help with making some phone calls, Electricity and Gas concessions, free glasses, free hearing aids if required or a voucher to use to reduce your private cost of hearing aids, cheaper (or free depending on your annual spend) medications, free or cheaper needles and some other diabetic supplies eg test strips. There are more available but don’t hesitate to ask if any business or service offers any reductions based on your having one of these cards.
If you are a member of some organisations such as Royal Automobile Clubs or Unions you can use their services to obtain some better deals eg if a Union member using the Union Shopper.