Is it cheaper to self-insure private health insurance?

A current article about our parallel private health industry.

The ‘second opinion second quote’ in progress in my other post is with a very highly regarded surgeon who works in both public and private systems, BUT he will not see self insured private patients; they must have private health cover.

I muse whether that is a subtle way to ‘sell the system’. In contrast some hospitals (and a few surgeons) offer self-insured patient packages and publish costs.

Some examples,

and many more that can be found searching on ‘self insured surgery’.