This is another aspect of what many people have gone through. I thought to move your topic into one of the following, but it is another ‘slant’ on what people are experiencing so I am leaving it as a standalone and expanding the title although another mod may chose to combine it.
Have a read of the posts in the following topics
@BrendanMays, perhaps an update to Choice advice is warranted, as this circumstance may become common before the pandemic is over?