I too had this experience.
Many years ago, after winning judgements against a builder, he declared himself bankrupt. Apparently ALL the assets were in his wife’s name so he lost nothing of real value. I was told I had no chance of getting any money ever.
And guess what? He was back in business for himself the following week using a retired builder’s licence.
No cost to him, yet I’ve got a home that needed fixing, and I’m out of pocket big time.
No help from any of the government bodies at any level.
