Can I include my 23 year old grandson on my health insurance? He is in need of a hip replacement now due to a syndrome which will mean further surgeries throughout his life. He does not have private health cover and has been quoted at least $23 000 by the only surgeon in this region who can do this procedure. If he waits and goes public that could mean years before it can be done.
Is there a health fund in Queensland which does not have a 12 month waiting period and will cover pre existing conditions?
I am not aware of any health fund that does not have a 12 month wait for pre-existing conditions. The reason is obviously to inhibit people needing expensive surgeries to opportunistically sign up only after they need services.
There are also limitations on who can be included on a policy as a dependent. For example, is he your dependent? Does he have personal income or is he a student?
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