Suncorp requires 2FA for login (code from RSA token which is being replaced with token from the bank’s RSA app) and any changes to transfer limits as well as when first transferring to external (outside Suncorp) accounts. It might be a bit of an overkill and annoying at times, such as when the phone is left at the other end of the house, but it does give piece of mind.
It also has separate logins (and RSAs) for each account holder.
