Should you downgrade your top-cover health insurance?

Health insurance costs are increasing in November for a lot of fund, so now might be a good time to see if you can switch or assess your cover to see if you’re paying for something you won’t use and can therefore downgrade. We have put together some examples on the savings you can make by downgrading, apologies the examples only list a few states but if you do have private cover, it’s still indicative of the stakes.

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