As of mid-last year, I held two mobile phone accounts in my name but which our two daughters (who were 21 and 18 yo at the time) used.
I then advised them that they need to take responsibility for such and I wanted them to transfer the accounts to their names. We had no problem doing this for our youngest daughter (who is in university and doesn’t have a permanent job, but does some occasional tutoring), but our eldest daughter (who had finished university and was in a well-paid job) was rejected due to a poor credit score.
She took it up with the credit agencies (whose names I forget) who confirmed that this was the case (please bear in mind this is second-hand information :)), even though she had never had a late payment for anything. Apparently, the only “hint” they would give her was that she had not made any effort to repay any of her HECS-HELP debt above and beyond what the law requires. Has anyone else heard of this?
Thanks in advance.