As a VERY long term user of the Coles/Flybuys credit card…I think I got one when they first came out…I’ve been diligently using my credit card for everything and then paying it off in full each month.
When some institutions started adding on a credit card fee, I carefully did my maths, working out that for every 2000 points earned, that would get me a $10 shopping voucher, which for me equated to spending $1000. So as long as the fee was less than 1%…I was ahead…or so I thought.
Having just paid a couple of ATO bills, I’ve discovered that no points are given for Govt type transactions…" Government related transactions include transactions with government or semigovernment entities, or relating to services provided by or in connection with government (for example but not limited to transactions made at Australia Post, payments to the Australian Taxation Office, council rates, motor registries, tolls, parking stations and meters, fares on public transport, fines and court related costs)."
And I only just realised this translates across to paying Rates, water rates, car rego…all of which I’ve been doing…and annoyingly…these are the ones who generally charge that extra fee.
I’ve been doing this for years, and the way they transfer the points across from the Credit Card to Flybuys, it is very difficult to tell if you haven’t received some.
I’d imagine I’m not the only one…