Once in a while I need to transfer largish sums of money from one bank to another. Today I went to transfer $30,000 from the ANZ to another bank (I do that every year as an annual pension). However, the ANZ has got more problematic since last year. Now you must have a mobile telephone to complete that transaction - and I’m one of that rare breed who does not use a mobile (except rarely).
Now, with ANZ, you must have something called a “Shield” which can only be set up using a mobile. Failing that, you can pay to have money transferred from your account, but you cannot do it online without a shield. They will not do it for you over the 'phone unless you pay for a “telegraphic transfer”, and the only option is to physically visit a branch and take the money out and carry it to the next destination.
The only option I was left with was to increase my daily limit to the maximum $10,000, and to take it out over a three day period. Insane. That’s progress ???