FWIW I have a US issued card that has no fees and a 1% rebate. It leaves the 28 degrees in its dust.
Paying bills cross-border incurs currency conversion losses and attention to balancing free cash accordingly. Not sure how it would go getting the card in the US these days, but. I never saw a card offer here that was close so also have a big bank card loaded with our typical cross border/currency fees, but domestically is pretty good.
Those seem to be the oldies options.