CHOICE membership

Contents insurance review

Our contents insurance review (member content) compares policies on price, complaints and product features. As always, we also have a free contents insurance buying guide to help you find the right insurer for your needs.

Have a questions about contents insurance? Ask us below.


Can you provide comparison of policies that cover contents for short-term rentals in own home eg Airbnb rentals for periods of up to 6 weeks for a single stay with a maximum of 4 months rental for the year?


Thanks for the suggestion @gwenhigg, I’ll be sure to pass it on.

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1- One of my key criteria is the unoccupancy duration. Rarely upfront, always have to look at the PDS detail. It would be good for we senior people & those taking LSL for Choice to list that in the table. I settled on a policy with 60 days standard with extension option. Most others I looked at were 30 days.

2- One of the largest distributors of almost everything, including insurance is not in the comparison list. Of course that’ll be Australia Post. After the experience with AAMI outlined in an older post, I moved to AustPosts Contents Insurance. My neighbour recommended. Not sure how the policy stacks up with the others, but the PDS detail satisfied my mostly undemanding insurance requirements.

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Most contents insurance policies cover jewellery, but they come with limits that can leave you out of pocket. Here’s some more info: